How we help your business
Problems we solve
Business
Customers leave due to complicated payments
Finik
We simplify payments for your customers — fast, convenient, and without extra steps
Finik
How do we do this?
Accept payments on the website and in the app without entering banking details
The client can pay using any bank in Kyrgyzstan (not limited to the one you use)
The system scales to handle a high load of requests (up to 1 million/sec)
Business
Hidden fees and subscription charges
Finik
We only have a fixed fee automatically deducted from each transaction. No extra charges or subscription fees. All funds are available immediately after deducting the fixed fee, with no hidden or additional payments
Business
Long connection and integration process
Finik
We provide ready-made SDK modules – a toolkit for developers to quickly connect specific functions. We don’t need to integrate our system from scratch with your site or app.
Finik
How do we do this?
We send you an SDK module with an API key
Your developer installs the SDK on your website
Business
Money is not credited immediately, which slows down business
Finik
Finik wants your business to grow, so funds are credited instantly, and you always know how much money you have
Finik
How do we do this?
Instant receipt of money from the client to your account
Manage money from your computer or phone
Business
Employees have to photograph receipts and check if the payment has arrived
Finik
You can create separate accounts for your employees with different access levels – for example, they can see client payments but cannot see the overall balance or withdraw funds
Finik
How do we do this?
We create as many accounts as your company needs
You can grant access to any account and configure permissions
Employees can check incoming payments via phone and computer
Video-presentation
Frequently Asked Questions
How much does it cost to integrate Finik?
Connection is free. We don't have any subscription fees or hidden commissions. You only pay a fixed commission on successful payments. That means you only pay when you have turnover.
What is your commission rate?
Standard commission is 2%. We aim to be a partner, not just a service provider, so we can offer personalized terms when necessary.
Is Finik suitable for my business?
Finik is suitable for any business that accepts payments from customers. It's especially effective for those working online, growing quickly, and wanting transparency in payments.
What documents are needed to connect?
We have compiled a complete list of documents on this page — view the list. Everything is simple and transparent.
Can I connect without having an individual entrepreneur or legal entity status?
No. Finik is a payment system for businesses. To connect, you must have a registered individual entrepreneur or legal entity.
Where does the money from customers go?
Funds are deposited to your business account in the Finik system. You can manage your account through the mobile app or personal dashboard in the browser. Here's the login link: log in to dashboard.
How quickly do payments arrive?
Payments are credited to your account instantly. We believe that money shouldn't have to wait.
How can I withdraw money from my Finik account to my bank?
You can transfer funds through the app, personal dashboard, or submit a request to your manager — we'll help process the transaction through accounting.
Can I accept payments from customers with other banks?
Yes. Your customers don't need to install Finik. Payment can be made through any financial app available in Kyrgyzstan.
What is the maximum amount for a single payment?
A customer can pay up to 1 million soms for a single transaction.
In which currencies can I accept payments?
Currently — only in soms. We focus on stable operations within Kyrgyzstan, but we plan to expand.
Do you have integration with cash registers?
Coming soon. We're working on integration with the tax service so you can issue receipts online, directly through Finik.
Can I connect Finik to my website or application?
Yes. We have ready-made modules for integration. Connection takes one business day.
Do you provide training on how to use the system?
Yes, absolutely. After connecting, our manager conducts an introductory meeting and always remains available to support you and your team.
